Health-Saving-accounts

Contribution and Out-of-Pocket Limits for Health Savings Accounts and High-Deductible Health Plans

  for 2016 for 2017 change

 HSA Contribution Limit

(employer + employee)

Self-only: $3,350

Family: $6,750

Self-only: $3,400

Family: $6,750

Self-only: +$50

Family: no change

HSA Catch-up Contributions

(age 55 or older)*

$1,000  $1,000  No change** 

HDHP Minimum Deductibles

Self-only: $1,300

Family: $2,600

Self-only: $1,300

Family: $2,600

Self-only: no change

Family: no change

HDHP Maximum Out-of-pocket Amounts

(deductibles, co-payments and other amounts, but not premiums)

Self-only: $6,550

Family: $13,100 

Self-only: $6,550

Family: $13,100

Self-only: no change

Family: no change

* Catch-up contributions can be made any time during the year in which the HSA participant turns 55. ** Unlike other limits, the HSA catch-up contribution amount is not indexed; any increase would require statutory change.

Reference: Miller, S (5/2/2016), SHRM.org.